habitt and Wealthsimple.Hold it there. See it here.
Wealthsimple is where many Canadians invest, save and spend. habitt looks across every account you hold and tells you the next smart move. What each does, and who each suits.
What Wealthsimple is
Wealthsimple is a Canadian financial company for investing and trading, with a high-interest chequing account, a cash-back credit card and tax filing.
In July 2026 Wealthsimple listed managed investing, self-directed trading, a high-interest chequing account, a credit card with 2% cash back and no foreign exchange fees, a portfolio line of credit, and tax filing.
Checked on October 31, 2026. Plans and prices change, so check Wealthsimple for the latest.
What habitt does
habitt isn’t an account you move your money into. It reads the accounts you already have, with read-only access, and puts them in one picture: budgets built from your spending, bills, alerts, and an AI CFO that answers questions with your own numbers.
Wealthsimple suits you if
You want to invest, trade, save and spend with one company.
habitt suits you if
You also bank, borrow or carry cards somewhere else, and you want one picture of all of it: what you own, what you owe, what you spend and what to do next.
Using both
Most people who use Wealthsimple also have money somewhere else. habitt sits on top of all of it, so your budget, your bills and your net worth count everything, not just one company’s accounts.
Questions
- Does habitt invest my money?
- No. habitt doesn’t hold or invest money and doesn’t recommend securities. It shows what you hold and helps you plan around it.
- Can habitt move my money?
- No. habitt connects to your accounts with read-only access. It sees balances and transactions so it can show you the whole picture; it can’t move money.
- Is habitt a bank?
- No. habitt Technologies Inc. is a Canadian fintech company, not a bank, lender or insurer. Your money stays where it is.
Get your invitation.
Join the waitlist and we’ll email you when your spot opens.